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Issues re: storage of non-aeronautical vehicles in t-hangars
- From: jlawson <jlawson@xxxxxxxxxxxxxxxxxxxx>
- Date: Tue, 01 Jun 2004 18:09:02 -0400
To all: I'd like to revisit the subject from the standpoint of insurance.
Our lease allows storage of one car and one boat along with an aircraft
in a tenant's hangar. Our hangarkeeper's insurance covers us in case we
have to pay a claim regarding the aircraft. However, neither our
hangarkeeper's nor township building insurance policies cover the
non-aeronautical vehicles. I am then presuming that one of several
options exist from there:
1) buy insurance coverage, similar to hangarkeeper's, on the
2) require tenants to buy coverage. (would a tenant's car insurance
cover their vehicles? would their homeowner's policy cover other items
such as boats, personal watercraft, etc?).
3) self-insure (i.e., pay any claims/losses out of pocket).
4) require tenants to sign a "hold harmless" agreement, release from
liability, or similar document. (I've consulted our Township attorney
about this. He said that such a document could be written to protect us
from from everything except for "gross negligence").
I'd like to hear from other airports that have dealt with this. Are
there any other options? Is it enough of a risk exposure to worry
about, and if so, what have you done? Have any airports experienced any
losses from this exposure, either by having to pay a claim or by having
to expend $$ to make a defense against a claim?
John Lawson, A.A.E.
Grosse Ile Municipal Airport
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